Affordable Care Act (ACA)

ACA Provisions expand coverage to eligible USM contractual employees. Contractual employees working an average of 30+ hours/week may elect coverage under the State of Maryland Health program through the Department of Budget & Management. Those covered include:

Contingent I and II staff working 30+ hours/week
Adjunct faculty who teach at least 75% of the expected course load of a full-time non-tenure track instructional faculty member according to their institution’s standards
Other contractual faculty working 30+ hours/week
Some student employees working 30+ hours/week.

Eligible contractual employees will be able to participate in the State health plan with benefits at least at the following levels:

Employer-subsidized medical and prescription drug coverage, but no dental coverage subsidy
The State will cover 75% of the cost of coverage, with the employee paying 25%
Instead of a payroll deduction, contractual employees will pay the State directly for the cost of their premium.