Benefit Information Health Benefits Rates & Benefit Guide SPS Workday website State Employee Benefits Division website 2025 State Benefits Guide 2025 Rates: Regular Employees & Retirees 2025 Rates: Contractual/Variable employees (ACA) 2025 Rates: Direct Pay and COBRA 2025 Rates: ORP Retirees General Health Information Privacy Notice for Employees with State Health Benefits HIPAA Authorization Form Maryland Healthcare Exchange Notice Nondiscrimination and Accessibility Notice Children’s Health Insurance Program (CHIP) Notice Retirement Retirement Information ORP Retiree Health Benefits Handbook – Hired Before or On June 30, 2011 ORP Retiree Health Benefits Handbook – Hired On or After July 1, 2011 Benefit Forms Benefit Forms webpage Employee Assistance Program (EAP) EAP webpage State Wellness Program Learn More about the State of Maryland Wellness Program Medical Benefits CareFirst BlueCross and BlueShield UnitedHealthcare Kaiser Prescription Benefits MedImpact MedImpact Consumer Portal MedImpact Helpdesk: 1-877-403-6032 Dental Benefits Delta Dental DHMO United Concordia DPPO Life Insurance MetLife (State of Maryland) USM MetLife Term Life Insurance Long Term Disability Insurance USM MetLife Long Term Disability Flexible Spending Accounts P&A Group Eligible Healthcare FSA Expenses Tuition Remission Tuition Remission