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COVID-19 (Coronavirus)
UMBC campuses are closed, but courses are now online and employees are working remotely.

Affordable Care Act (ACA)

ACA Provisions expand coverage to eligible USM contractual employees.  Contractual employees working an average of 30+ hours/week may elect coverage under the State of Maryland Health program through the Department of Budget & Management.  Those covered include:

  • Contingent I and II staff working 30+ hours/week
  • Adjunct faculty who teach at least 75% of the expected course load of a full-time non-tenure track instructional faculty (9 credits) member according to their institution’s standards
  • Other contractual faculty working 30+ hours/week

Eligible contractual employees will be able to participate in the State health plan with benefits at least at the following levels:

  •  Employer-subsidized medical and prescription drug coverage, but no dental coverage subsidy
  • The State will cover 75% of the cost of coverage, with the employee paying 25%
  • Instead of a payroll deduction, contractual employees will pay the State directly for the cost of their premium.

Contractual employees who work less than 75% are eligible to participate in the State Benefits Program at the un-subsidized rates.  Contractual employees must enroll within 60-days of their hire date or during open enrollment (or within 60-days a qualifying event as described in the Benefits Guide). 

Rates & Resources

Subsidized and Non-Subsidized Rates for Contractual Employees

Benefits Guide

Using the SPS Workday System to Enroll for Coverage

Instructions to pay for coverage through the State of Maryland 

Maryland Healthcare Exchange Notice