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Retirement Plan Selection

Retirement Plan Selection Information for Exempt Staff and Faculty

Welcome to UMBC!

Upon appointment, you must become a member of either the State Retirement and Pension System’s retirement plan or the Optional Retirement Plan.  Please see the comparison chart for details.  This is a very important step in the on-boarding process. Please review the information found in the links below to determine your retirement plan selection. In addition, please review the following memo related to recent changes to state law regarding Pension/ORP retirement elections upon hire.  You should make this selection as soon as possible to avoid any delay in the receipt of your paycheck.  State Law requires a Retirement Selection PRIOR to your first day of employment.

Retirement Plan Comparison Chart 

Once you have made a selection, complete the Retirement Plan Selection form.

Return completed form(s) to:

Human Resources Benefits


Fax 410-455-1064

or by mail:

UMBC Human Resources
Administration Building, 5th Floor
1000 Hilltop Circle
Baltimore, MD 21250


Helpful Information

Retirement Benefits Overview

Choosing a Retirement Program Book

Pension Plan/ORP Comparison Chart

TIAA Financial

Fidelity Investments

Retirement Plan Selection Form