Supplemental Retirement Accounts

Employees may use the USM Retirement@Work portal to manage TIAA and Fidelity supplemental retirement accounts. 

MSRP’s vendor changed from Nationwide to Empower. MSRP accounts are still managed online via the MSRP website.

 

Need assistance logging in?

Please call the USM Retirement@Work dedicated phone center: 1-844 567-9090 (available weekdays from 8 a.m. to 10 p.m. (ET).

USM Retirement@Work myUMBC post (12/16/2024)

2025 Online Salary Deferral Calendar

TIAA USM website

TIAA Customer Service: 1-800-842-2252

Fidelity USM website

Fidelity Customer Service: 1-800-343-0860

 

Account Types and Tax Charts

Available account types: 401k, 403b, and 457b

2025 Pre-Tax Comparison Chart

2025 ROTH Comparison Chart

 

TIAA

FIDELITY

MSRP (Maryland Supplemental Retirement Plans)