Supplemental Retirement Accounts

New! The USM Retirement@Work portal has replaced the DocuSign form process for TIAA and Fidelity supplemental retirement accounts. 

New! MSRP’s vendor is changing from Nationwide to Empower – read more here. MSRP accounts are still managed online via the MSRP website.

 

Need assistance logging in?

Please call the USM Retirement@Work dedicated phone center: 1-844 567-9090 (available weekdays from 8 a.m. to 10 p.m. (ET).

USM Retirement@Work myUMBC post (12/16/2024)

2025 Online Salary Deferral Calendar

TIAA USM website

TIAA Customer Service: 1-800-842-2252

Fidelity USM website

Fidelity Customer Service: 1-800-343-0860

 

Account Types and Tax Charts

Available account types: 401k, 403b, and 457b

2025 Pre-Tax Comparison Chart

2025 ROTH Comparison Chart

 

TIAA

FIDELITY

MSRP (Maryland Supplemental Retirement Plans)